.These Terms & Conditions (“Terms”) govern your access and use of the https://www.riskflexivity.com website (the “Website”) and the services offered thereon. By accessing or using the Website, you agree to be bound by these Terms.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service Privacy Policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Use License

Permission is granted to download the materials on RiskFlexivity.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.

Disclaimer

The materials on RiskFlexivity.com are provided on an ‘as is’ basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Limitations

In no event shall RiskFlexivity.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on RiskFlexivity.com, even if RiskFlexivity.com or a RiskFlexivity.com authorized representative has been notified orally or in writing of the possibility of such damage.

Revisions and Errata

The materials appearing on RiskFlexivity.com could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current.

Privacy Policy

Personal Information Collection

In order to access downloadable documents on RiskFlexivity.com, users are required to provide their name and email address. By providing this information, users consent to being automatically enrolled in our newsletter, powered by a third-party mailing marketing company such as Mailchimp.

Use of Personal Information

The personal information collected from users is used to provide access to downloadable documents and to send newsletters and promotional materials related to RiskFlexivity.com. Users may unsubscribe from the newsletter at any time by clicking the unsubscribe link provided in the email.

Third-party Disclosure

We do not sell, trade, or otherwise transfer users’ personal information to outside parties unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.

Data Security

We implement a variety of security measures to maintain the safety of users’ personal information when they access downloadable documents.

Consent

By using our website, you hereby consent to our Terms and Privacy Policy and agree to its terms.

Updates

We reserve the right to update or change our Terms and Privacy Policy at any time. Users are encouraged to check this page regularly for any changes. Your continued use of the website after any modifications to the Terms and Privacy Policy will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Terms and Privacy Policy.

If you have any questions about these Terms and Privacy Policy, please contact us at [compliance@riskflexivity.com].

Thank you for visiting RiskFlexivity.com.